I was at Marshall's Home Goods store using cash from my xmas sinking fund minding my business. When I was next in line, I hear the cashier working with a young Hispanic couple. She tells them, "you're qualified for $100.00"
The man told the cashier, "well, that's better than nothing" and they proceeded with their transaction, which I'll guess is some last minute Christmas gift shopping.
I cringed because, this was my husband and I several years ago when we thought a 30% discount on our purchase was worth it because it allowed us to purchase more gifts. I remember when I first started researching how to win with money. I became aware of my upbringing and how we never talked about how to manage money. I never heard what a lot of parents teach their kids, Live Below Your Means. Save for retirement. Invest after paying off debt. Pay for your kids college. This is why I do it, coach people using everything I've learned.
That several hundred dollar approved credit line turned into thousands for me spent at Macy's, Victoria Secret, Kohl's and some. We paid every one of those off before having a plan because it was too much to track. Never going back!
These vultures earn bonuses for their credit application numbers. They're not friends who are trying to get you a good deal on your purchase, #buyerbeware
#victoriasecret #marshalls #homegoods #lastminuteshopping #indebt2019 #debtfreecommunity #vultures #creditline #creditcards #hispanics #latino
Finally getting into the holiday spirit over here ✨❄️🎄 A few things to note:
This photo was a struggle to get because Skippy is a drama queen 😂
We have a fake tree this year because I was too tired to fight it/ we ran out of time to cut one down
There are only two wrapped gifts under the tree. Slowly working on that 😅