A judgment is just a piece of paper until you take steps to enforce it. Collecting the money you are owed by court order can be sometimes be as daunting as the process of getting the order, but you have the choice of several ways to collect a judgment depending on what you think is most likely to get you paid in full as soon as possible:
1. Examination Hearing
You may not know what assets or income a judgment debtor has to pay a judgment from. An examination hearing before a judge of the Small Claims Court can get you that information.
You will need to serve the debtor with a Notice of Examination at least 30 days before the hearing, along with an Affidavit for Enforcement Request setting out the amount owed in the judgment, the amount already paid to you (if any), and the amount still owing.
You will also serve the debtor with a Financial Information Form in which they must set out their income and assets. The debtor must attend the hearing and answer your questions about their income, debts, and assets, and providing supporting documents. If they do not, they can be held in contempt of court, and be fined or even jailed until they comply.
The judge will make orders about payment, and can set a schedule for payment with consequences for default.
2. Notice of Garnishment
This method is most useful if you know where the debtor works or banks.
3. Writ of Seizure and Sale
This method can be effective if the debtor owns land or personal property, such as motor vehicles or tools and equipment (subject to exemptions) that could get a good price at public auction.
However, the seizure and sale process can be time-consuming and expensive and especially risky if the debtor has few assets.
Meet Shanèl Dear (@dearyoga_ ) yoga teacher & crystal master, and newest addition to the @onepeopleto team 🙌🏾
I took a @soulgayoga class in the summer with Shanèl facilitating the class alongside @satyaspiritualyoga offering her beautiful sound healing vibes 💝
In 10 years of practicting yoga, Shanèl was the first yoga teacher I've EVER had to speak to the Land Acknowledgment honouring the original caretakers of the land on which Toronto, the surrounding communities & all newcomers to this land benefit from, the #Anishinaabe, #Mississaugas, #Wendat and #Haudenosaunee 🙏🏾🌎
Shanèl is offering three Crystal Workshops to share her crystal knowledge 💎📚
...starting with the Introduction to Crystals workshop TOMORROW Sunday, Oct 20th, then the Manifesting with Crystals the following Sunday Oct 27th and then the Let's Brace It on Sunday November 3rd, a waistbead workshop for women of colour only ☝🏾
ALL other workshops are open to EVERYONE 🙌🏿🙌🏾🙌🏽🙌🏻🙌🙌🏼
SHOUT OUT to @deealexandriag for winning the FIRST scholarship spot for this Sunday's workshop 👏🏾🎉😊
Hope you can make it out to meet Shanèl & learn the crystal powers available to YOU as well as great info like how to purchase crystals sustainably & where to go to mine your own crystals in Ontario! 💎🌐
LINKS IN BIO! 💥
#dearyoga #yogateachers #knowledgekeepers #crystalworkshop #crystalgrids #sustainableharvesting #toronto #torontoevents #torontohealing #torontoworkshops #manifest #grounding #crystalhealing #gentlehealing #OnePeopleTO #blackowned #communityled #cometogether
Saturday October 19th at 1:00pm Visit www.PLANETINFOCUS.ORG
David and Trisha First time walkingnin Downtown Toronto!.. #toronto
chloe + ian
The mediocre mentor tells, the good mentor explains, the superior mentor demonstrates but the greatest mentors inspire and encourage. Thank you @evolucaothai for encouraging me since day one to always chase my dreams and for the daily Inspiration to give my all everyday to improve at my craft and to never become stagnant. #StudentMentaility #KnowledgeIsPower #EvolveYourMind #EvolucaoThai #Toronto